Malpractice Insurance

Malpractice is defined as an improper or negligent treatment of a patient by a healthcare professional, resulting in damage, injury or loss. However, malpractice is not confined only to healthcare professionals like doctors, nurses, and surgeons. Lawyers, architects, engineers and even accountants are also prone to malpractice. For these professionals, getting malpractice insurance is one way for them to protect themselves from liability claims by patients or clients.
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Funeral Insurance

For some, thinking about death seems morbid. Although thinking about this or even talking about it with family is hard, it is still good to consider the worst situation when the time comes. Burial arrangements can be a big burden to the people we leave behind. Luckily, there is a Funeral Insurance that can help lighten the grief of a family. With this type of insurance, you will be able to plan the details of your funeral – the right kind of memorial service and even the kind of coffin you want. With the rising price of funeral arrangements, Funeral Insurance is the answer. At present, the burial benefit that is part of your life insurance may not be enough for the expenses when the need arises.
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Pet Insurance

One of the fast growing types of insurance today is Pet Insurance. For some of us, our pet animal has become an integral part of the family. They eat, sleep, play and sometimes go with us on vacations. We bathe them, buy clothes for them, and bring them to the doctor for their regular check-ups. We spend a substantial amount of money to buy a pet and take care of them like our own children. With the high cost of veterinary care, Pet Insurance is becoming popular for pet lovers.
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Group Life Insurance

What is Group Life Insurance?

Group Life Insurance is a type of life insurance that covers an entire group of people with a single contract. This is usually offered to employees as part of their benefits package. Usually, the employer or an entity such as a labor organization is the policy owner. The policy owner is the one who keeps the actual insurance policy and those who are covered are usually given a certificate as proof of insurance. Read Full Entry

Variable Life Insurance

What is Variable Life Insurance?

Variable Life Insurance is a type of Whole Life Insurance that gives permanent protection to the beneficiary upon the death of the policy holder. It is a type of insurance that builds cash value. It allows you to allocate a portion of your premium dollars to a separate account that can be invested various stock and/or bond markets within the insurance company’s portfolio. This would include equity fund, bond fund, money market fund, or a combination of any. Although there is a specified minimum death benefit, cash value may fluctuate up or down. Since this type of insurance has investment risks, they are considered as securities contracts and are regulated under the Federal Securities Laws therefore must be sold with a prospectus. Read Full Entry